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Prescription Drug Card - included How the Prescription Drug Card works - Your Short Term Medical (STM) plan provides coverage for prescription drugs, subject to deductible and coinsurance. Just present your prescription card, which is now conveniently part of your ID card, at a participating pharmacy, and you may receive additional savings. And, you won't need to send in any claim forms - it's done automatically for you when you use a participating pharmacy. | |||||||